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Post by whiterose on Jun 20, 2007 15:43:26 GMT -5
The bad news of our time---
I recently went from being with insurance through my husbands previous employer, to looking into a private company. As I seldom seek medical help and am under the age of 50, I was told they would not have to draw blood. Next thing I know, my name is randomly chosen to have my blood taken. My response, my DNA is mine, my blood is mine, and it is none of your business.
It isn't like they would find nano, obviously you have to be looking for it. Yet, I feel like Putin must feel in concern with letting the DNA out of the country. You give them your DNA, it goes in a database that ends up wide open and than is stolen for nefarious reasons. Trust that is a word from a time gone by, how I wish to recapture it.
I wonder what would happen if we all just refuse to feed the insurance monster, I can dream.
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Post by booniesboy on Jun 20, 2007 16:02:28 GMT -5
If you dig a little, you will discover that most politicians invest heavily with insurance companies. That says something in itself.
In the USA the insurance racket is a win-lose proposition: 'win' for the company, most agents, almost all investors; 'lose' for the insureds. My advice, as an ex-agent, try another company. Most are eager for your business. One warning, however, do not do a 'walk-in' - that puts up a red flag for the underwriters, and you will surely be asked for a blood test. (Their reasoning: if you want insurance, and walk into a storefront shop to get it, you must be a higher risk - hence the blood test.)
Just call a few companies, and ask for an appointment.
Insurance monster - oh yes, they'll gobble all you have, and nit-pick if you have to claim. 'Trust' is an unknown word to those companies - they want you to trust them, but in no way do they trust you - talk about a 'cash cow'!
Another route is through your auto insurance - life insurance is a peripheral business.
Hth, booniesboy
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Post by whiterose on Jun 20, 2007 16:18:14 GMT -5
This insurance company handles all of my other stuff, my home, my car insurance, some of which has fallen do to excellent credit rating. This was a random draw they said. I'm of the mind that so many of us are watched that they would do a lot to get more information. I haven't had a blood draw for over 20 years. I've been to the doctors two times in the last 6 years, go figure.
You're so right, it is like gambling when you have insurance, pay them and just try and make a claim. If you manage one (I'm hearing of a lot of folks having to hire attorneys to get them to pay) they usually drop you like a hot potato.
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